Whether you have an emergency expense, lost your job, or simply spent too much, racking up credit card debt is something that many people do at some point in their lives. In fact, the average credit card debt balance is $15,654 for an American household. Getting into credit card debt is easy, getting out can be difficult. Many find that by the time they get out of debt, they have paid thousands of dollars in interest.
19 March 2018
The terms of a home mortgage loan are the most important part of the contract. If things like the length of the loan, the annual percentage rate (APR) and fees are through the roof, it just doesn't make sense to go through with it. However, if you're hasty to get approved for a loan, you might find yourself settling for the short end of the stick. Don't wait until you're at the signing table to realize that you're about to be given a bad deal.
7 December 2017
People are always looking for ways to invest their money. When investing it is all about return on investment, but some investments can be very risky. You can invest in different stocks that have a history of growing, but often the highest returns are made from risky investments. One way to invest in yourself and add assets to your financial stability is to invest in your own property. Equity is a very good thing to be building.
25 August 2017
Qualifying for any type of auto loan you have poor credit is never a fun experience, mostly because you will probably run into multiple lenders that will simply reject your application. However, there are a few options that you can consider that can help you get an auto loan with poor credit, such as the two listed below. Consider A Long-Term Loan One of the easiest ways to get an auto loan with poor credit is to consider a long-term loan.
7 June 2017
Getting arrested and going to jail is never a good thing. However, the situation can be made a lot better with the help of a bail bondsman, who may be able to help you get out on jail when you wouldn't be able to otherwise. When you're out on bail, you probably want to do what you can to maintain a good relationship with your bondsman, both so that you can avoid becoming a fugitive and so that you will be able to call the same bondsman later on if you need him or her to get you out of jail.
25 October 2016
If the time has come in your life that you're ready to purchase your first home but you don't know a lot about obtaining a mortgage, there are some basics you'll want to know. Shopping around to find the lowest interest rate with your credit score and getting an FHA loan if you are a first time buyer with little money to put down is important, but there are other details you have to look into.
6 October 2016
An adjustable-rate mortgage (ARM) – a mortgage loan on which the interest rate you pay varies – may be your ticket to buying a home. While the interest rate you pay may be lower in the beginning than the interest you would pay with a fixed-rate mortgage for the same amount, there are factors to consider when determining whether an ARM is the most practical home loan choice for you.
7 September 2016