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Making A Large Purchase While You're Trying To Acquire A Mortgage Loan

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Typically, lenders always tell you to avoid making any large purchases when you're trying to acquire a home loan. A large purchase can result in an increase of debt, which can disqualify you for a loan. Even purchases in cash can be problematic because you may no longer have enough for the down payment or to cover issues that come up. Still, there are times when it's simply unavoidable. Your car could completely break down, or you could have a business expense.

19 May 2015

What Type Of Home Loan Is Right For You?

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If you are in the market of buying a house you might be wondering what kind of loan is the best for you. There are many different kinds of loans out there and it can be hard to sift through the massive amounts of information. Here are some things that you need to know about the different kinds of mortgages that are available to you. Adjustable Rate Mortgage (ARM) An adjustable rate mortgage is a type of mortgage that has a low interest rate at the first and then raises after a certain period of time.

6 May 2015