Applying for a mortgage and buying a home could require more documentation than anything buyers are accustomed to. The stakes are high when it comes to lending and even a pre-approval application will mean gathering a lot of information. Read on for a list of what you will need to have ready by the time you apply for your mortgage pre-approval.
Every lender has different expectations depending on the type of loan and more. The days of "no-doc" mortgages, however, are long gone and verification of everything is a must, even for the pre-approval. While the pre-approval is not a guarantee of loan approval, it does provide buyers with a lot of valuable information about their ability to buy a home. Speak to a mortgage company to find out more.Share
26 May 2022
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